http://www.unsecuredcardpick.com/credit-cards/visa-credit-cards/prepaid-visa-credit-cards/ Prepaid visa credit cards are a great way to keep control of your finances! en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 What is a prepaid credit card? Prepaid credit cards are exactly what they sound like! If you are one of those sensible people who doesn't want to get bogged down in credit card debt, then prepaid visa credit cards offer a great alternative. Paying for everything by cash is often not possible. For example you can't pay for bills and purchases made over the internet with cash. Additionally, you may not feel safe carrying a large amount of cash around with you. Prepaid visa credit cards are accepted almost everywhere and they allow you versatility without the worry of overspending and high interest rates. How can I get a prepaid credit card? They are easy to apply for. As you are putting money on your card upfront you will not have to be subjected to a credit check. You can apply for prepaid visa credit cards online or in a retail store or bank. You will probably have to pay a set up fee and a fee of around $5 every time you put money onto your card. Due to the fees you may not want to use prepaid visa credit cards for everything unless you can put large amounts on your card at a time. They are comparable to a debit card. The one big advantage they have over a debit card is that you are not in danger of going overdrawn, and thus will not have to worry about being slapped with hefty bank charges. These prepaid Visa credit cards are a great way to keep your finances in order and not overspend. They are also ideal for teenagers and people with bad credit. They also make great gifts for people of all ages. EB Sat, 26 Jul 2008 15:00:00 EDT