http://www.unsecuredcardpick.com/unsecured-cards/unsecured-credit-cards/unsecured-bad-credit-credit-cards/bad-credit-unsecured-credit-cards/ Are there such things as bad credit unsecured credit cards? en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 Secured cards and bad credit If you have bad credit, you probably have to have your credit card secured by a bank account. But can you have bad credit and still own unsecured credit cards? There may be some cards out there for you, but the trade-offs for getting unsecured cards will be high. It's a common question: are there such a thing as bad credit unsecured credit cards? Some credit card companies will offer ridiculously high APR rates and a very low credit limit in exchange for bad credit unsecured credit cards. That means your buying power will be greatly reduced because you have a poor credit score. That's why secured credit cards are a popular way to improve credit scores. If you have a poor score, it's probably the more responsible thing for you to do to begin to improve your credit score before you worry about getting unsecured bad credit credit cards, mainly because you are going to have such a small credit line with a unsecured card that it's going to take you a lot longer to improve your credit score. And when your credit score improves, you can start to own unsecured credit cards and not have to worry about thinking about bad credit unsecured credit cards anymore. Change the way you think about using credit Once you start realizing that you can take control of your own credit destiny you'll be able to spend the way you want to, but by being responsible: making your payments every month and living within your means. Then you'll realize that thinking about bad credit unsecured credit cards is ridiculous. In order to improve your credit, you need to make sacrifices, and you want to go about it the right way. The sooner you can get your financial life back to normal, the better, so start looking for secured credit cards right away and secure your financial future. Sat, 26 Jul 2008 15:00:00 EDT